A Brief Look at Giordano

4 days ago JCprojectfreedom 0
It has being very busy for me during the last month trying to look for new business on a daily basis. Sometimes I don’t even know the reason why I am busy. I try to spend this late Friday night to monitor a familiar garment company Giordano. Due to the trade war, my investment has Read More

Things I learnt from The Alchemist

2 weeks ago JCprojectfreedom 0
“The problem is that they don’t even realize that they’re walking a new road every day. They don’t even see that the fields are new and the seasons change. All they think about is food and water.” This paragraph refers to the boy bringing his sheep around, always looking for a new road to travel. Read More

Half Year 2019 Financial Update

2 weeks ago JCprojectfreedom 0
Dividend Income and Property Management Income update For the 1st Half of 2019, we received SGD 25,342 as Dividend Income as compared to 1st Half of 2018, SGD 43,238 as Dividend Income of which SGD 20,000 is Special Dividend. Less the Special Dividend, the Dividend Income is comparable to last year. However, we saw slight Read More

A Mid-year Personal Finance Review

3 weeks ago JCprojectfreedom 0
We will usually do a medical health check up once a year to see how’s our body coping. Applying the same health check up concept to your financial health, it is imperative to do a regular Financial Check up to see whether we are on track to achieve our financial goals. It is already 1st Read More

Revenue Models

4 weeks ago JCprojectfreedom 0
A revenue model is how a business makes money. Customers pay for a solution to a problem. In a revenue model, as a business owner you are going to decide how you charge your products, solutions and services. The exchange of your products or solutions will be a revenue stream which will sustain the business. Read More

Why people lose money in stock market

1 month ago JCprojectfreedom 0
We often hear people invest in stock market and suffer a huge loss. It seems like many investors can never make money in the stock market and it was said 90% of investors made huge loss. What are the reasons which cause investors to lose money? Insider Trading Sometimes you receive phone calls or emails Read More

Do you remember your dream?

1 month ago JCprojectfreedom 0
Today I traveled to KL for a short business trip and caught up with one of my ex-colleague, he used to be my boss in 2011. He is currently working in KL and this year he is 39 years old. His family is based in SG while he spends Monday till Friday in KL. He Read More

JD.com Q1 2019 Results

1 month ago JCprojectfreedom 0
JD.com announces its unaudited results for 1st Quarter ended March 31, 2019. Net Revenue were US$18 billion which represents an increase of 20.9% from the 1st quarter in 2018. Net income attributable to ordinary shareholders for 1st Quarter 2019 was USD$1.1 billion compared to RMB 1.5 billion for the same period last year. Diluted EPS Read More

Dollar Cost Averaging vs Lump Sum Investment

2 months ago JCprojectfreedom 0
As an investor with a lump sum money to put to work in the market, I have a fear that the market will dive immediately and mistime the market. The decision of lump sum vs periodic investment decision is always a tough call to make. With the long bull run, the market’s valuation is becoming Read More

Things I learn from 1M65 Movement

2 months ago JCprojectfreedom 0
I was invited by Alvin Yeo who runs Credence Advisor to attend a talk by Loo Cheng Chuan who is the founder of 1M65 movement. A bit of his background, he graduated in 1997, he bought 1 resale flat while waiting for his BTO. The Asian Financial Crisis came and it was a double whammy Read More