Semi Self-employment 19th January update

2 months ago JCprojectfreedom 0
There is no perfect choice. The biggest failure you can have in life is not trying. This is when I take the route to try. This week is a very hectic week, my wife had traveled to Bengaluru, India since Sunday. I need to take care of the child while juggling with challenges from work. Read More

Semi Self-Employment

2 months ago JCprojectfreedom 0
I started my role as a ship broker on 2nd January 2019. There is a base salary of SGD 2,500/month. Less CPF, I will be drawing SGD 1997/month. This is my first pay when I was 25 years old in 2007. The base salary is just for survival and I will rely mainly on commission Read More

Road Ahead

3 months ago JCprojectfreedom 0
For the last few weeks since I was retrenched on 26th November, I was busy spending time in the library studying the various CMFAS papers M8A, M9, M9A and HI. I passed M9 and HI insurances today in one shot! I saw two familiar faces in the library. I met them when I was jobless Read More

Double Whammy

3 months ago JCprojectfreedom 0
I was fired on 26th November 2018. On 6th December 2018, my wife told me that her company will shift her functions to offshore. This move will be completed by mid of 2019. She can choose to move to Hong Kong to continue her role but there will be disadvantages.If she does not continue her role Read More

History is repeating itself

4 months ago JCprojectfreedom 0
Today mark the last day of my work in my company. Last Friday, I had negotiated a commercial deal with my client. Today my managing director asked us to run through the costing spreadsheet and amended the deal to mobilisation and demobilisation of vessel in Batam at USD XX k, Standby Alongside Rate in Singapore Read More

Wave of Retrenchment

4 months ago JCprojectfreedom 0
Life is tough as an employee in this age of disruption. I am currently working in an industry which is disrupted by shale gas. I remember I was made redundant 2017 Christmas eve. It took me close to four months before I found a job. Yesterday, there was an urgent meeting in the afternoon to Read More

Change is the only constant

5 months ago JCprojectfreedom 0
There are many things in life which we cannot see them coming. When we thought we have figured everything out, life has its way to throw us a spanner, spoiling our plans. All around we see perpetual changes in technology, in communications, in transportation, in economics, in government and in politics. Change is rampant in Read More

End of March personal review

12 months ago JCprojectfreedom 0
In March, I spent time on career discovery with Finexis Advisory, Phillips Capital and IPP FA. I sat through a few of the sales training, personality test, financial planning process and team meeting in Finexis Advisory EXO. From all the sessions, I find that EXO has one of the most comprehensive system which will prepare Read More
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