Revenue Models

2 months ago JCprojectfreedom 0
A revenue model is how a business makes money. Customers pay for a solution to a problem. In a revenue model, as a business owner you are going to decide how you charge your products, solutions and services. The exchange of your products or solutions will be a revenue stream which will sustain the business. Read More

Why people lose money in stock market

2 months ago JCprojectfreedom 0
We often hear people invest in stock market and suffer a huge loss. It seems like many investors can never make money in the stock market and it was said 90% of investors made huge loss. What are the reasons which cause investors to lose money? Insider Trading Sometimes you receive phone calls or emails Read More

Do you remember your dream?

2 months ago JCprojectfreedom 0
Today I traveled to KL for a short business trip and caught up with one of my ex-colleague, he used to be my boss in 2011. He is currently working in KL and this year he is 39 years old. His family is based in SG while he spends Monday till Friday in KL. He Read More

JD.com Q1 2019 Results

2 months ago JCprojectfreedom 0
JD.com announces its unaudited results for 1st Quarter ended March 31, 2019. Net Revenue were US$18 billion which represents an increase of 20.9% from the 1st quarter in 2018. Net income attributable to ordinary shareholders for 1st Quarter 2019 was USD$1.1 billion compared to RMB 1.5 billion for the same period last year. Diluted EPS Read More

Dollar Cost Averaging vs Lump Sum Investment

3 months ago JCprojectfreedom 0
As an investor with a lump sum money to put to work in the market, I have a fear that the market will dive immediately and mistime the market. The decision of lump sum vs periodic investment decision is always a tough call to make. With the long bull run, the market’s valuation is becoming Read More

Things I learn from 1M65 Movement

3 months ago JCprojectfreedom 0
I was invited by Alvin Yeo who runs Credence Advisor to attend a talk by Loo Cheng Chuan who is the founder of 1M65 movement. A bit of his background, he graduated in 1997, he bought 1 resale flat while waiting for his BTO. The Asian Financial Crisis came and it was a double whammy Read More

Free Stock Screeners

3 months ago JCprojectfreedom 0
After an entire day just to make sure my divers arrive safely in Chittagong and received a lot of trashing sessions from the boss, I can finally settle down at 11 pm to read my book and do some stock screening. This is “me” time which is my way to unwind. I tried the new Read More

Semi-Self Employment Route 20/04/2019

3 months ago JCprojectfreedom 0
Viral Attack I realise that I have been sick quite often this year since working for myself. I believe it is due to the higher stress level working for yourself than for others. I had being busy on a project from January till end of March. On 9th April, I received another PO for a Read More

Kill the Commute

3 months ago JCprojectfreedom 0
I am enjoying the commute by MRT (train) as it gives me more time to read books and learn new things. However, there are many pain commuting brings. I used to work at Loyang Offshore Supply Base and I drove to work. The commute via car took me an hour from door to door each Read More

Interview Regularly

4 months ago JCprojectfreedom 0
During our parents’ time, there used to be an era of job for life and there was loyalty between employer and employee. That era was the past. The average tenure for a job now is around 4 years and if you are between eighteen and thirty six, that number drops to below 3 years. Employment Read More