Entrepreneurship in 3 countries

2 months ago JCprojectfreedom 0
Right across the straits of Singapore, there are more people who prefer to start their own business, especially the Chinese. They forgo a stable salary to take on the path of entrepreneurship. For some families, one of the spouse will continue to work and the other will start a business, this will provide with a Read More

Semi Self Employment Personal Finance

2 months ago JCprojectfreedom 0
When you are employed, you can plan your personal finance which is easier than when you are in self-employment. If you survive till end of the month, you will receive a pay check with your name on it. With the steady cash flow in, you can plan for fixed expenses and allocate the rest for Read More

Semi Self-employment 19th January update

2 months ago JCprojectfreedom 0
There is no perfect choice. The biggest failure you can have in life is not trying. This is when I take the route to try. This week is a very hectic week, my wife had traveled to Bengaluru, India since Sunday. I need to take care of the child while juggling with challenges from work. Read More

A brief look at XIAOMI 1810.HK

2 months ago JCprojectfreedom 0
Business Xiaomi was founded in 2010 by Lei Jun, MI stands for Mobile Internet and the company has created high quality hardware, software and internet services. The product ranges from Mi Note Pro, Mi Note, Mi TV and other accessories, spanning across global footprint. It has a lot to brag about, it is China’s third Read More

Semi Self-Employment

2 months ago JCprojectfreedom 0
I started my role as a ship broker on 2nd January 2019. There is a base salary of SGD 2,500/month. Less CPF, I will be drawing SGD 1997/month. This is my first pay when I was 25 years old in 2007. The base salary is just for survival and I will rely mainly on commission Read More

2018 Review

3 months ago JCprojectfreedom 0
What a year! It is so different from 2017 when everyone is trying to mention on their blogs they have returns of more than 20% beating the indexes. Fast forward to this year, most are complaining about the volatility. Looking back at my records, at the start of this year, I was holding on to Read More

November 2018 Expenses

3 months ago JCprojectfreedom 0
Recently, I have scarcity mindset. I will try to scrutinize on expenses and try to look at different area where we can try to save on. I tried to review November expenses and break them down into different categories. I want to look at which are the necessary expenses and the “wants”. I have a Read More

Road Ahead

3 months ago JCprojectfreedom 0
For the last few weeks since I was retrenched on 26th November, I was busy spending time in the library studying the various CMFAS papers M8A, M9, M9A and HI. I passed M9 and HI insurances today in one shot! I saw two familiar faces in the library. I met them when I was jobless Read More

Double Whammy

3 months ago JCprojectfreedom 0
I was fired on 26th November 2018. On 6th December 2018, my wife told me that her company will shift her functions to offshore. This move will be completed by mid of 2019. She can choose to move to Hong Kong to continue her role but there will be disadvantages.If she does not continue her role Read More

ETF and Unit Trusts

4 months ago JCprojectfreedom 0
Introduction to ETF An Exchange Traded Fund is an investment fund that is listed and traded on stock exchange. Let us understand what is the mechanism between an Exchange Traded Fund. The creation of ETF occurs when the Participating Dealer buys securities from the market and gives them to the Fund Manager in exchange for Read More
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