24/1/2016 AXP dropped further

3 years ago JCprojectfreedom 0
AXP dropped further to $55. Reasons cite that the payment industry is facing intense competition. With the rise of Fintech and other credit cards, will American Express lose its competitive advantage? Is the moat wide enough for the company to tide through the global slowdown? We shall see. As part of rebalancing of portfolio, once Read More

8/1/2016 Decision to switch from AXP to RDS.B

3 years ago JCprojectfreedom 0
I bought AXP when the share was at around 80, then I start to average down at 70. Recently, the shares dropped further to 63.9 when I sold it. I still think AXP will have a lot of competitive advantage despite its recent news with merchandiser. I found greater value in RDS.B, I switch to Read More

Parable of the Pipeline

3 years ago JCprojectfreedom 0
The Parable Of The Pipeline By Burke Hedges Once upon a time long, long ago, two ambitious young cousins named Pablo and Bruno lived side by side in a small Italian village. The young men were best buddies, and big dreamers. They would talk endlessly about how someday, someway, they would become the richest men Read More

Multiple Sources of Income

3 years ago JCprojectfreedom 0
The problem in Singapore’s school system is they do not teach financial literacy and entrepreneurship. In the past, it was about rote-learning, trained in a specific manner to gain employment in accordance to the demand and supply of the nation. Why do we need Multiple Sources of Income? Never place all your eggs in one Read More

My Investment Journey 2015

3 years ago JCprojectfreedom 0
It is another year which I have remained invested with aggressive approach, putting all my money into the stock market. Through trading, I understand the greed and fear in me. There was a trade on ThaiBev which I took an leverage position which was beyond my comfort zone and the market went in the opposite Read More

Supplementary Retirement Scheme (SRS)

3 years ago JCprojectfreedom 0
I met up with my financial planner who is professional in his advise and planning which is different from those who I met in past.    Today I am going to discuss about Singapore Supplementary Retirement Scheme (SRS). The SRS is Singapore government’s strategy to address the financial needs of a graying population. SRS is voluntary unlike Read More

The Three Stages

3 years ago JCprojectfreedom 0
I was reading the newspaper yesterday and the chartist exclaimed that Singapore stocks is experiencing stage 2 bear market move and this could last more than 6 years. I got curious to understand about different stages of market. Firstly, there are two type of movements – primary and secondary. Primary movements represent the general trend Read More

Strategies to Early Retirement

3 years ago JCprojectfreedom 0
Early retirement to me means retiring at the age of 35, it can be 50 for you. Early retirement planning is the same as conventional retirement. However, you have lesser time to achieve what others usually achieve with 40 years of work. In addition, you will need more money to last throughout your retirement with an Read More

Savings 101

3 years ago JCprojectfreedom 0
Savings for the young Financial knowledge is not taught in school, not during my times. A lot of fresh graduates taste the liberty of first pay cheque and start to splurge on bags, clothes, shoes, jewelries, watches and fine dining. They have a mindset of spending future money using credit cards and when this viscous Read More

A difficult yet easy decision to make

3 years ago JCprojectfreedom 0
Today I am trying to evaluate my portfolio with a good friend and he pointed out my portfolio is risky as Singapore is experiencing slowdown. Almost 90% of my stocks are in Singapore. Furthermore, my portfolio is already 10% below original value. I was thinking of a strategy to either sell all my OCBC and Read More
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