4 weeks ago JCprojectfreedom 0
Charlie Munger says,” Envy is a really stupid sin because it’s the only one you could never possibly have any fun at. There’s a lot of pain and no fun.” The root of this evil is when we make comparisons in life, investing and everywhere. Brian Halim’s post mentioned “They should never this as the Read More

Semi Self Employment Personal Finance

3 months ago JCprojectfreedom 0
When you are employed, you can plan your personal finance which is easier than when you are in self-employment. If you survive till end of the month, you will receive a pay check with your name on it. With the steady cash flow in, you can plan for fixed expenses and allocate the rest for Read More

Business Owner’s Guide to Financial Freedom

7 months ago JCprojectfreedom 0
An entrepreneur is someone with a burning desire to work for yourself and create something. There is difference between freedom and flexibility. Entrepreneur has flexibility, it can be the greatest strength, agility and ability to make quick decisions, and cultivate better financial habits. Don’t depend 100 percent on your business for your retirement income. Remember Read More

Early Retirement

7 months ago JCprojectfreedom 0
I read Kyith’s post which clearly summarize all the important factors on some of the negativity of early retirement. In The New York Times’ article “How to Retire in Your 30s with $1 million in the Bank”, it mentioned that some millennials are retiring early and embrace the FIRE movement which stands for Financial Independence, Retire Read More

Planning for Financial Freedom

7 months ago JCprojectfreedom 3
Recently I am worried, there will be few nights when I do not know whether we are still on track on our journey towards Financial Freedom. This is due to the trade war between China and United States where my HK stocks took a beating. To aggravate things further, Richard Liu (CEO of JD) was Read More

How and what CPF can be used for?

11 months ago JCprojectfreedom 0
The choices that you make with your CPF savings will have an impact on how much you have for retirement. Make informed financial decisions when you are younger for a worry-free retirement. How to buy your first home? Mortgage repayments should not exceed 30% of your monthly household income. When it comes to buying your Read More

Put your money to work to create more wealth

11 months ago JCprojectfreedom 0
Do you want to put your money in motion to create more wealth for you? Do you remember the formula of Momentum in your high school? I am going to apply this formula into how you can use Momentum to create your autopilot wealth machine to achieve financial freedom. Momentum = Mass x Velocity Mass is Read More

Organize your wealth to create more wealth

11 months ago JCprojectfreedom 0
After you gain better control over your spending and borrowing, you will save and invest for the future, creating wealth. With wealth accumulation, you will face new challenges and without proper planning, it will be difficult to progress as fast as previous. You will experience stagnant and your wealth will be in a state of Read More

Financial Grand Plan

11 months ago JCprojectfreedom 1
Financial freedom is the end goal which most of us will like to achieve during our working lives. During this journey, it will involve taking many different decisions and shaping our financial plan. The decisions will involve tracking your expenditure, saving more than you spend and actively reduce your debt. Now let us take a Read More

Change is the only constant

11 months ago JCprojectfreedom 0
“He who knows not, and knows not that he knows not, is a fool – shun him. He who knows not, and knows that he knows not, is a student – teach him. He who knows, and knows not that he knows, is asleep – wake him. He who knows, and knows that he knows Read More